<xml xmlns:v="urn:schemas-microsoft-com:vml"
 xmlns:o="urn:schemas-microsoft-com:office:office"
 xmlns:p="urn:schemas-microsoft-com:office:powerpoint"
 xmlns:oa="urn:schemas-microsoft-com:office:activation">
 <p:presentation sizeof="screen" notessizex="4422" notessizey="5862"
  gridspacingx="24773" gridspacingy="24773">
  <p:master id="7" slidesn="1C64D07,C76B36C0" type="main" href="master07.htm"
   xmlhref="master07.xml" template="1_Day 1 Template" preserved="t"
   layout="title_body" slots="title,body,dateTime,footer,slideNumber">
   <p:schemes>
    <p:colorscheme
     colors="#FFFFFF,#000000,#808080,#000000,#BBE0E3,#333399,#009999,#99CC00"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#969696,#000000,#FBDF53,#FF9966,#CC3300,#996600"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#808080,#000000,#99CCFF,#CCCCFF,#3333CC,#AF67FF"/>
    <p:colorscheme
     colors="#DEF6F1,#000000,#969696,#000000,#FFFFFF,#8DC6FF,#0066CC,#00A800"/>
    <p:colorscheme
     colors="#FFFFD9,#000000,#777777,#000000,#FFFFF7,#33CCCC,#FF5050,#FF9900"/>
    <p:colorscheme
     colors="#008080,#FFFFFF,#005A58,#FFFF99,#006462,#6D6FC7,#00FFFF,#00FF00"/>
    <p:colorscheme
     colors="#800000,#FFFFFF,#5C1F00,#DFD293,#713E39,#BE7960,#FFFF99,#D3A219"/>
    <p:colorscheme
     colors="#000099,#FFFFFF,#003366,#CCFFFF,#3366CC,#00B000,#66CCFF,#FFE701"/>
    <p:colorscheme
     colors="#000000,#FFFFFF,#336699,#E3EBF1,#003399,#468A4B,#66CCFF,#F0E500"/>
    <p:colorscheme
     colors="#686B5D,#FFFFFF,#777777,#D1D1CB,#909082,#809EA8,#FFCC66,#E9DCB9"/>
    <p:colorscheme
     colors="#666699,#FFFFFF,#3E3E5C,#FFFFFF,#60597B,#6666FF,#99CCFF,#FFFF99"/>
    <p:colorscheme
     colors="#523E26,#FFFFFF,#2D2015,#DFC08D,#8C7B70,#8F5F2F,#CCB400,#8C9EA0"/>
   </p:schemes>
  </p:master>
  <p:master id="8" slidesn="1C00DA9,3702FA30" type="main" href="master08.htm"
   xmlhref="master08.xml" template="Pixel" layout="title_body"
   slots="title,body,dateTime,footer,slideNumber">
   <p:schemes>
    <p:colorscheme
     colors="#000066,#FFFFFF,#0066FF,#FFFFFF,#6699FF,#3333FF,#FFCC00,#0000CC"/>
    <p:colorscheme
     colors="#334B49,#FFFFFF,#009999,#FFFFFF,#33CCCC,#008080,#FFCC00,#006666"/>
    <p:colorscheme
     colors="#333399,#FFFFFF,#006699,#FFFFFF,#0099CC,#0386AF,#FFCC00,#6699FF"/>
    <p:colorscheme
     colors="#2F978D,#FFFFFF,#008080,#FFFFFF,#0099FF,#009999,#FFFFCC,#70CAC6"/>
    <p:colorscheme
     colors="#330000,#FFFFFF,#822504,#FFFFFF,#FF9900,#9E2A06,#FF3300,#7C0704"/>
    <p:colorscheme
     colors="#4A7911,#FFFFFF,#336600,#FFFFFF,#666633,#669900,#FFCC00,#99CC00"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#CC3300,#000000,#FFCC00,#CC6600,#663300,#CC9900"/>
    <p:colorscheme
     colors="#FFFFFF,#003300,#336600,#000000,#CCCC00,#669900,#333300,#99CC00"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#440044,#000000,#FFCCCC,#790571,#993366,#9F839F"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#FF9900,#000000,#FFCC99,#FBA313,#CC3300,#FCC66E"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#779F92,#000000,#33CCCC,#9DC2D7,#006666,#CCCCFF"/>
    <p:colorscheme
     colors="#FFFFFF,#000000,#00007D,#000000,#9999FF,#9999CC,#666699,#CCCCE6"/>
   </p:schemes>
  </p:master>
  <p:master id="9" slidesn="1C00DA9,3702FA30" type="title" href="master09.htm"
   xmlhref="master09.xml" layout="title_subtitle"
   slots="centerTitle,subTitle,dateTime,footer,slideNumber"/>
  <p:master id="1" slidesn="1C66409,750409C0" type="notes" href="master01.htm"
   layout="notes" slots="header,dateTime,slideImage,body,footer,slideNumber"/>
  <p:master id="2" slidesn="1C6BC83,DF2C2DF0" type="handout" href="master02.htm"
   layout="handout" slots="header,dateTime,footer,slideNumber"/>
  <p:slide id="32" slidesn="1C6FC50,1849F0C0" href="slide0032.htm"
   masterhref="master08.htm"/>
  <p:slide id="4" slidesn="1C4CB67,3D1C2060" href="slide0004.htm"
   masterhref="master08.htm"/>
  <p:slide id="5" slidesn="0,0" href="slide0005.htm" masterhref="master08.htm"
   layout="2_columns" slots="title,body,object"/>
  <p:slide id="33" slidesn="1C6FEC4,7BD77240" href="slide0033.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="8" slidesn="1C5CAB2,3BCAC0E0" href="slide0008.htm"
   masterhref="master08.htm" layout="title_body" slots="title,object"/>
  <p:slide id="11" slidesn="1C5CAB2,F4D2C3D0" href="slide0011.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="34" slidesn="1C701E2,A5871AC0" href="slide0034.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="35" slidesn="1C701E3,FCAA1F40" href="slide0035.htm"
   masterhref="master08.htm" layout="column_2_rows"
   slots="title,body,object,object"/>
  <p:slide id="37" slidesn="1C701F8,97570C10" href="slide0037.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="36" slidesn="1C701EB,158B6DF0" href="slide0036.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="31" slidesn="1C4F8DB,44A99FF0" href="slide0031.htm"
   masterhref="master08.htm" overridemasteranimations="t"/>
  <p:slide id="6" slidesn="1C5BD44,4FA16450" href="slide0006.htm"
   masterhref="master08.htm" layout="title_body" slots="title,object"/>
  <p:slide id="10" slidesn="0,0" href="slide0010.htm" masterhref="master08.htm"
   layout="2_columns" slots="title,body,object"/>
  <p:slide id="9" slidesn="1C64EC9,B11F4F50" href="slide0009.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="30" slidesn="1C68FC4,C88306F0" href="slide0030.htm"
   masterhref="master08.htm" layout="2_columns" slots="title,body,object"/>
  <p:slide id="28" slidesn="1C67ACA,9A2D2470" href="slide0028.htm"
   masterhref="master08.htm" layout="title_body" slots="title,object"/>
  <p:viewstate type="slideView" slidehref="slide0004.htm" scale="66"
   snaptoshape="t" restoredleft="156" restoredtop="933" vertbarstate="0"
   horizbarstate="2" manualadjustleft="t" manualadjusttop="t"
   hideoutlineicons="t"/>
  <p:guide type="horizontal" position="1120"/>
  <p:guide type="vertical" position="654"/>
  <p:tag name="___PPT2001" type="binary" datasize="68" dataoffset="0"/>
  <p:tag name="___PPTMac11" type="binary" datasize="7970" dataoffset="1"/>
  <p:kinsoku language="Japanese" level="levelOne"/>
  <p:font name="Times" charset="0" type="2" family="18"/>
  <p:font name="Arial" charset="0" type="4" family="34"/>
  <p:font name="Times New Roman" charset="0" type="4" family="18"/>
  <p:font name="Wingdings" charset="2" type="4" family="2"/>
  <p:font name="Verdana" charset="0" type="4" family="34"/>
  <p:font name="Arial Black" charset="0" type="4" family="34"/>
  <p:font name="Comic Sans MS" charset="0" type="4" family="66"/>
  <p:font name="Revel" charset="0" type="4" family="2"/>
  <p:font name="Berlin Sans FB" charset="0" type="4" family="34"/>
  <p:font name="MS Mincho" charset="128" type="4" family="49"/>
  <p:font name="Garamond" charset="0" type="4" family="18"/>
  <p:font name="Amphion" charset="0" type="4" family="2"/>
  <p:font name="Goudy Stout" charset="0" type="4" family="18"/>
  <p:font name="Tahoma" charset="0" type="4" family="34"/>
  <p:headersfooters formatid="0" noheader="t"/>
  <p:headersfooters notes="t" slidenumber="t"/>
  <p:pptdocumentsettings framecolors="PresentationSchemeAccentColor"
   browsersupport="v4"/>
  <p:htmlpublishsettings browsersupport="dual"
   href="C:\FCV\Web Site FCVA.net\Business Recordings\Understanding FA\UnderstandingFinancialAdvicePamRichard2.htm"
   hidespeakernote="t" noloadinbrowser="t"/>
 </p:presentation>
 <o:shapedefaults v:ext="edit" spidmax="179208">
  <o:colormru v:ext="edit" colors="#eaeaea,#c30,#030,fuchsia,#03c,#f7d417,#66f,#f60"/>
  <o:colormenu v:ext="edit" strokecolor="none"/>
 </o:shapedefaults></xml>
