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Advisory Agreement and form ADV

Financial Counselors of Virginia, Inc. ("FCVA") is a Virginia registered investment advisor. FCVA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisors by those states in which FCVA maintains clients. FCVA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. FCVA's web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of FCVA's web site on the Internet should not be construed by any consumer and/or prospective client as FCVA's solicitation to effect, or attempt to effect transactions in securities. Any subsequent, direct communication by FCVA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of FCVA, please contact the state securities law administrators for those states in which FCVA is registered. A copy of FCVA's current written disclosure statement discussing FCVA's business operations, services, and fees is available on this web site. FCVA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to FCVA's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Note this!Click here to see our Advisory Agreement that discusses our business operations, services, and fee structure and contains Part II of Form ADV.

Privacy Policy

Financial Counselors of Virginia, Inc. is a Fee-Only Virginia Registered Investment Advisor and financial planning firm. We are committed to safeguarding the confidential information of our clients. We hold all personal information provided to our firm in the strictest confidence. This information includes all personal information that we collect from the client or receive from other firms in connection with any of the financial services provided by our firm. Our offices and computers are secure. We do not disclose information to nonaffiliated third parties except as may be required by law. We do not provide any personally identifiable information to mailing list vendors or solicitors for any purpose. We will maintain client personal information for as long as that person is a client and for as long thereafter as is required by law. After that period of time, the information will be destroyed.

We post personally identifiable information including applications, statements and other legal and financial documents to each client's individual secure web site. Each client web site, known as the Client Virtual Office, and all such information, are encrypted using 256-bit encryption and Trusted Root servers. Any client may opt out of this service.

For more information or to make comments, please contact us.


Financial Counselors of Virginia, Inc., also referred to as 'FCVA’, states the following:

  • Website Disclaimers
    Our web site has links to other sites and private organizations. You are subject to that site's privacy policy when you leave our site. 

Reference in this web site to any specific commercial products, process, service, manufacturer, or company does not constitute its endorsement or recommendation FCVA.  FCVA is not responsible for the contents of any "off-site" web page referenced or linked to from this server.

Every attempt has been made to ensure the information contained herein is valid at the time of publication.  FCVA however, reserves the right to make changes, corrections and/or improvements at any time and without notice.  FCVA disclaims any and all liability for damages incurred directly or indirectly as a result of errors, omissions or discrepancies.

This site is provided "as is" without warranty of any kind, either expressed or implied. You should not assume that this site is error-free or that it will be suitable for the particular purpose that you have in mind when using it.

In no event shall FCVA be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this site or other documents which are referenced by or linked to this site.

  • Computer Fraud and Abuse Act
    Unauthorized attempts to upload information and/or change information on these web sites are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

All materials posted on this site are subject to copyrights owned by FCVA. However, you are free to view, copy, print and distribute material from this site, as long as:

The material is used for information only.
The material is used for non-commercial purposes only.
Copies of any material include FCVA’s copyright notice.

Any other reproduction, retransmissions, or republication of all or part of any document found on this site is expressly prohibited, unless explicitly granted by FCVA.

  • Trademarks
    The following are registered trademarks and/or logos of FCVA.  They may not be used without the expressed written permission of FCVA.
  • The phrase 'What You Need When You Need It' as used on this site

  • FCVA's logo including the graphic

  • 'Financial Counselors of Virginia' and logo

  • ‘FCVA’ and logo

  • ‘,,’

Other Disclosures

You will encounter a number of links to books throughout the site, all of which are very familiar to us and commended to your attention. If you click on the link associated with a book title you will be taken to the book's page at Please be aware that if you purchase a book at linked to our site, we may receive a small fee. There are a large number of booksellers on the Web, and prices vary widely. We urge you always to undertake a careful search before making any actual purchases. Our use of the connection with is intended primarily to give you a good, quick source of further information about books we believe are worth your careful consideration.



Financial Counselors of Virginia, Inc. on LinkedIn

You can contact us here.

355 Crawford Street
Suite 802
Portsmouth, VA 23704
757 399 7499
757 399 8376
757 447 3479 Fax

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Financial Counselors of VA is an independent Registered Investment Advisor based in Portsmouth, VA, providing
fee-only financial planning services and investment management advice to individuals and families since 1985.
Copyright 2005-2014 by Financial Counselors of Virginia, Inc. All rights reserved.